b'Making Excellent Use of TimeJohn Ray has always made excellent use of his time. Upon moving from John RayMilwaukee to Chicago, he began a banking career. This relatively short stint waslong enough to meet and marry the beautiful, smart woman assigned as his trainer.VolunteerHe and Mary Helen (MH) were married for 57 years before her passing. Piano Player at Westminster PlaceJohn left banking to launch a 30-year career teaching high school math. DuringHighlandsa sabbatical, John, MH, and their children lived in England, where he studied the British school system. They savored this experience, travelling almost every weekend in England or Wales and occasionally throughout Europe.When John retired from teaching, his doctor advised that he do something tochallenge his brain every day. John again put his time to maximum use, employinghis piano skills to stay sharp mentally while also bringing pleasure to others.He plays frequentlytypically 1940s hitsbefore dinner in the Westminster Place Highlands Living Room. This was a natural fit for John. He and MH had visitedher beloved former nanny at Westminster Place many times. And the communitys residents include former fellow teachers and co-congregants at First Presbyterianof Wilmette.If his volunteerism were not enough, John also makes an annual gift to the Geneva Foundation in support of the charitable mission. He has always believed in themission of supporting older adults and is delighted to help where he can.John explains that he is confident that his gift supportswork that is meaningful and worthy, saying, It is an easydecision to support the Geneva Foundation, and Im proudto be involved. ANNUAL REPORT 2025 PG 5'